To be eligible for a Garg Financial loan you must be:

  •  over 18 years old
  •  UK resident
  •  sole Trader or Partnership firm or Limited company registered at UK Companies House
  •  actively trading for more than 6 months
  •  holding business bank account
  •  a Director or owner or partner of your Business
  •  able to provide a personal guarantee for the loan
  •  able to pay back weekly.

Before you apply

  • Our loans are for short term use only and may not be the cheapest option.
  • You shouldn’t use our service to manage existing debt or if you are already struggling financially

Are you taking a right loan?

  • You shouldn’t take use business loan for long term financial solution.
  • Late repayment will be extra cost and may affect your and your business credit rating.
  • You shouldn’t use our business loans to pay off existing debt.
  • You should only take out our business loan if your business is comfortable to repay on time.

About Us

Garg Financial is helping small businesses for their short-term capital need since 2016. Our loans are designed to help small and medium size businesses for their short term financial need especially for the Businesses who are not well served by mainstream finance. Our focus is to give small and medium sized business quick and short term funding that was lacking with other companies.  We understand what it takes to be successful as a small business .One of the main reasons small businesses fail is that they do not have the working capital they need to properly run their business through the ups & downs or expansions. Garg Financial’s goal is to continue to touch as much local business as possible. At Garg Financial, you can get the capital you need to run your business without jumping through hurdles or putting up any collateral like traditional lending institutions require.

Apply for a short-term Business loan of up to £50,000. All you have to do is contact us by Phone, E Mail, or come to our office and we will do the rest.   Once your loan is approved, you will have the funds in your account within few hours!

We assess your business holistically. Loan terms are tailored to your business profile and your ability to repay comfortably. We allow you to settle early without penalty fees. Our Loans particularly useful if you have short-term cash flow concerns.

There are absolutely no obligations or application fees. Tell us a few details about your business, and we’ll get to work on releasing your funds.

Total clarity, See all the costs up front before you apply.

No hidden Charge

Next Steps…

If you have have any query please

Call us: 02086178840

E mail us[email protected]

Visit us:  88 High Street Barkingside, Ilford, IG6 2DR

Opening Hours: Monday to Friday 10:00AM – 5:30 PM

Saturday: By appointments only

Sunday and Bank holiday: Closed